CU Abdi Sesama Mobile

CU Abdi Sesama Mobile is a mobile application with the concept of one stop solution and a cooperative platform that relies on digital technology. As one of the service applications from PT. CUSO Digital Indonesia, CU Abdi Sesama Mobile is intended for members of CU Abdi Sesama to be able to carry out all Cooperative financial transaction activities, Information, Promotion, PPOB and Business Space (Marketplace) on the features provided by the application using an Android smartphone.Application Features:1. Fill in the Balance/Topup via Bank or Savings in a Cooperative2. Transfer to the Bank, Members can transfer money anywhere in realtime3. Info on Cooperative Balance/Deposits, Check Savings Balances, Loans and Deposit deposits or installments via mobile apps, real time and fully integrated with the CUSO CORE System.4. PPOB purchases such as credit & data packages, PLN Tokens5. Payment of PPOB Bills such as: BPJS, Postpaid PLN, Telkom Group6. Invite Members, Members can register family, relatives, friends to become members without having to come to the cooperative office, anytime and anywhere.7. Apply for Loans, Members can apply for loans without having to come to the cooperative office, anytime and anywhere. After the submission process, the data will be KYC by CU Abdi Sesama before the loan is approved.Minimum Term : 1 MonthMaximum Term : 60 MonthsAPR : Minimum 18% (annuity/effective), Maximum 24% (annuity/effective)Max loan value IDR 30,000,000Admin fee of 1% (deducted at the time of disbursement)Risk Reserve of 1% (deducted at the time of disbursement)Loan Disbursement Simulation:For example :Loan value Rp. 15,000,000Term of 40 Months24% APRAdmin Fee 1%1% Risk ReserveStamp dutySo :Disbursement Value = 15,000,000 lessAdmin fee: 150,000Risk Reserve : 150,000Stamp Duty: 10,000What members receive: IDR 14,690,000Installments per month 465,000/ month (consisting of principal installments and services)8. Pay for QR Scan (Pay by Scan QR, Transfer to fellow users, Activity Attendance)9. Promotions / Advertisements10.News11. Product Info and Asset Info, Members can know/control the development of cooperative Assets and Products directly12. Business Space (Marketplace)13. Support14. Transaction History